Home Loan
Low-interest home financing crafted for your dream property.
Secure funding up to ₹5 Crore with competitive interest rates starting at 8.50% p.a. Tailored advisory for purchase, construction, plot loans, and balance transfer.
Home Loan EMI Calculator
Adjust principal, anticipated rate, and loan duration to calculate your exact monthly commitment and overall payout.
Why choose RawaniGrow for your Home Loan
Our institutional advisory model ensures maximum approval certainty with preferential interest rates.
Eligibility & Required Documentation
Check qualification thresholds and prepare required verification paperwork beforehand for same-day processing.
Who is Eligible
- Resident Indians and Non-Resident Indians (NRIs)
- Salaried individuals with 2+ years of total work experience
- Self-employed individuals with 3+ years in active business
- Age between 21 and 65 years at loan maturity
Required Documents
- Property Documents: Sale agreement, title deed chain, sanctioned map
- Identity & Address: PAN Card, Aadhaar Card, Passport
- Financials: Last 6 months bank statement showing salary or business credits
- Tax records: Last 2 years Form 16 / ITR documents
Home Loan FAQs
Frequently asked questions specific to Home Loan applications, interest rules, and approvals.
Yes, our Home Loan Balance Transfer service helps you switch your high-interest mortgage to a lower rate, significantly cutting your monthly EMI and offering top-up funds.
As per RBI guidelines, loans up to ₹30 Lakhs can get up to 90% LTV; ₹30L to ₹75L up to 80% LTV; and above ₹75L up to 75% of the verified property valuation.
Yes, you can claim tax deductions up to ₹1.5 Lakh on principal repayment under Section 80C, and up to ₹2 Lakhs on interest payment under Section 24(b) under the old tax regime.
Ready to secure your Home Loan?
Our advisory desk checks live sanction guidelines across 70+ lenders and guides your application end-to-end at zero fee.