Lowest Mortgage Rate

Loan Against Property

Unlock the financial potential of your residential or commercial asset.

High-ticket mortgage loans up to ₹10 Crore at lower interest rates than unsecured loans. Use funds freely for business expansion, debt consolidation, or major life events.

Loan Against Property illustration
Lowest Mortgage RateFrom 7.8% p.a.
Product SpecificationREF: LOAN-AGAINST-PROPERTY
Interest Rates7.8% p.a.
Maximum Financing₹10 Crore
Repayment HorizonUp to 15 Years (180 Mo)
Processing Fee0.50% to 1.0% + GST
Live Loan Simulator

Loan Against Property EMI Calculator

Adjust principal, anticipated rate, and loan duration to calculate your exact monthly commitment and overall payout.

₹50,00,000
₹10,00,000₹50,00,00,000
9.50%
9.25%16%
120 Mo
24 Mo180 Mo
Estimated Monthly EMI
₹64,699
Principal Amount₹50,00,000
Total Interest Payable₹27,63,853
Total Repayment Amount₹77,63,853
Key Advantages

Why choose RawaniGrow for your Loan Against Property

Our institutional advisory model ensures maximum approval certainty with preferential interest rates.

Substantially lower interest rates compared to unsecured personal/business loans
High sanction limits up to 65-70% of market property valuation
Longer tenures up to 15 years keeping monthly EMIs affordable
Both self-occupied and rented properties accepted
End-use flexibility for personal or enterprise requirements
Application Requirements

Eligibility & Required Documentation

Check qualification thresholds and prepare required verification paperwork beforehand for same-day processing.

Who is Eligible

  • Clear, marketable freehold property title without ongoing legal disputes
  • Salaried professionals or self-employed business owners
  • Minimum operational income to support monthly mortgage installments
  • Age: 25 to 70 years at loan completion

Required Documents

  • Original Title Deed, prior conveyance chain, and latest encumbrance certificate (EC)
  • Approved building plan and sanctioned layout
  • Last 3 years audited financials and income tax returns
  • Last 6 months bank statement showing debt servicing capability
Questions

Loan Against Property FAQs

Frequently asked questions specific to Loan Against Property applications, interest rules, and approvals.

Yes, banks finance commercial offices, industrial plots, and rented retail shops as collateral, alongside standard residential houses and flats.

Due to thorough legal and technical title verification of the property, the process typically takes 7 to 10 working days from application submission.

Ready to secure your Loan Against Property?

Our advisory desk checks live sanction guidelines across 70+ lenders and guides your application end-to-end at zero fee.